Rutherford model portfolios are a strategic blend of world class South African and international funds, designed to achieve consistent inflation beating returns with the lowest risk.

Our model portfolios benefit from a rigorous fund selection process and ongoing rebalancing to ensure optimum asset allocation at all times and therefore better long term returns with lower volatility. Each model portfolio is designed to achieve a target return, taking into account a specified amount of risk. This means that the investor will have a clear idea of the expected returns of a particular model portfolio before investing.

Disciplined asset allocation has been proven to be the most important factor in capturing total market returns over time

A high level of diversification is another key element of model portfolio investing. The various asset classes (such as equities, property or cash) perform very differently over market cycles. Our investors gain access to all the core benefits of multiple asset classes and fund manager expertise, with the added layer of diversification through our blend of fund managers.

Our model portfolios continue to prove that our investment philosophy works, delivering consistent returns for our clients through the market cycles.